Bond Affordability Calculator

Tell buyers what they can actually afford. Before the appointment.

Plug in income, monthly expenses, deposit, current bond rate. RealtyPA returns the maximum bond amount the buyer qualifies for, plus the property price they should be looking at. Defensibly accurate for SA banks.

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Bond Affordability Calculator in RealtyPA

Why it matters

Built for the way South African agents actually work.

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SA bank-aligned formulas

Built around the affordability calculations used by FNB, Standard Bank, ABSA, and Nedbank. Not generic.

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Multi-bank comparison

See affordability under each major bank's rules, they differ by 10-30% in many cases.

Shareable result

Send buyers a branded PDF of their affordability range. Doubles as a buyer-qualification artifact.

Questions

About Bond Affordability Calculator.

How accurate is this?expand_more

Close enough to guide the property search with confidence, but it is guidance, not a binding pre-approval. The bank's full credit assessment decides.

Does this connect to actual bank pre-approval APIs?expand_more

No, those require a bond originator. RealtyPA can hand off to your preferred originator with the buyer's data.

Can buyers run their own calculation?expand_more

Yes, embed it on your landing page or share a public link. Submissions can flow into your lead inbox.

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